703.723.6600   info@ktinsurance.biz
about us | contact us

 

 



Independent Insurance Agents
Serving Virginia and Maryland

Business  

IN THIS SECTION

  Liability
  Property
  Workers Comp
  Vehicles
  E&O
  Umbrella
   

Professional Liability (Errors & Omissions):

Professionals that operate their own businesses may need professional liability insurance in addition to an in-home business or business owners policy. This protects them against financial losses from lawsuits filed against them by their clients.

Professionals are expected to have extensive technical knowledge or training in their particular area of expertise. They are also expected to perform the services for which they were hired, according to the standards of conduct in their profession. If they fail to use the degree of skill expected of them, they can be held responsible in a court of law for any harm they cause to another person or business. When liability is limited to acts of negligence, professional liability insurance may be called "errors and omissions" liability.

Professional liability insurance is separate policy and is not provided under homeowners endorsements, in-home business policies or businessowners policies (BOPs).

 





 




LIFE INSURANCE
Term Life Insurance
Permanent Life Insurance
Key Man Life Insurance
Group LIfe Insurance
Annuities

HEALTH & DISABILITY INSURANCE
Group/Employee Health Benefit Plans
Individual Health Insurance