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Independent Insurance Agents
Serving Virginia and Maryland

Individual & Family  

IN THIS SECTION

Automobile
Motorcycle
Boat
RV
homeowners insurance Homeowners
 condo insurance Condo
  renters insurance Renters
Landlord
Umbrella

Landlord Insurance Overview

If you own a home or apartment and are renting it out, you have special insurance coverage needs that standard home and condo insurance will not provide.  The coverage you need is found in a landlord insurance policy. 

A landlord policy provides the following

  • Property insurance - covers your building or condo
  • Liability insurance – increased limits to cover bodily injury, property damage or personal and advertising injury.
  • Business personal property – although your rental property may be unfurnished, this provides coverage for kitchen appliances and other property belonging to you.
  • Rental income protection – if your tenant must vacate the property due to a covered loss, you policy will cover the lost rents during repairs.

Your agent can provide more information on the coverages and optional endorsements available to you.

 





 

 




LIFE INSURANCE
Term Life Insurance
Permanent Life Insurance
Key Man Life Insurance
Group LIfe Insurance
Annuities

HEALTH & DISABILITY INSURANCE
Group/Employee Health Benefit Plans
Individual Health Insurance